Retirement is often romanticized as a time for pursuing personal interests, traveling the globe, or starting an encore career. But for many married couples, it can also be a time of stress. It’s not easy to start a discussion with your spouse about financial goals, but one of the key benefits of being a couple is that you can use the power of teamwork. However, studies reveal that couples often avoid the retirement conversation and might even leave each other in the dark about their desires. Worse, they end up disagreeing on important issues.
When your goals are misaligned, strategies are not unified, and investment portfolios and risk management approaches are not harmonized, couples risk facing more problems than solutions. Couples need to balance life in retirement with their joint goals as well as individual desires.
With a solid financial plan and the right guidance, you can avoid common challenges that hinder retirement success for many couples.
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Longevity Capital Management LLC
Founder & President
terri@longevitycapitalmgmt.com
(805) 917-6771
Terri McGray is the founder and president of Longevity Capital Management LLC, a professional wealth management and retirement planning consulting firm that helps business owners and individuals work towards a successful retirement.
She has developed a unique retirement readiness program for employers seeking to increase financial literacy in the workforce and drive results with their 401(k).
Her expertise with plan design, ERISA law, internal controls, and investment management enables businesses to outsource their plan workload and engage a co-fiduciary to reduce their liability.
Mrs. McGray is a champion of retirement readiness and public speaker, speaking passionately about our national retirement crisis and the importance of good 401(k) stewardship. Some of the conferences she has spoken at include LA Accounting & Finance Show 2019, CA HR Professional Conference 2019, Professionals in Human Resources Local Chapters, Cal Lutheran University.